What Is COBRA?
COBRA insurance may be an option for health care coverage if you have been laid off.
If your former employer has 20 or more employees, the company is required by a 1986 federal law to offer you the option to pay for an extension of your health insurance coverage for at least 18 months. This law is known as COBRA, which stands for Consolidated Omnibus Budget Reconciliation Act.
Am I Eligible for the Temporary COBRA Premium Reduction in the Federal Stimulus Package?
The stimulus package, which was enacted as the American Recovery and Reinvestment Act of 2009, temporarily reduces the premium for COBRA coverage for eligible individuals.
According to the U.S. Department of Labor (DOL): "Individuals who are eligible for COBRA coverage because of their own or a family member's involuntary termination from employment that occurred from September 1, 2008 through December 31, 2009 and who elect COBRA, may be eligible to pay a reduced premium. Eligible individuals pay only 35% of the full COBRA premiums under their plans for up to 9 months."
Insurance claim denied for some reason
Co-ordingation of benefits - COB
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